Analisis Komparatif Konsep Ba'i, Tijarah, Khiyar Dalam Perspektif Empat Mazhab: Implikasi Terhadap Transaksi Ekonomi Modern
Keywords:
Ba'i, Empat Mazhab, Khiyar, Tijarah, Transaksi Ekonomi ModernAbstract
Penelitian ini mengkaji konsep ba'i, tijarah, dan khiyar dalam perspektif empat mazhab utama (Hanafi, Maliki, Syafi'i, dan Hanbali) serta implikasinya terhadap transaksi ekonomi modern. Kompleksitas transaksi kontemporer dan variasi interpretasi fiqh muamalah antar mazhab menciptakan tantangan dalam harmonisasi praktik keuangan syariah. Menggunakan pendekatan kualitatif dengan metode analisis konten, penelitian ini menganalisis kitab-kitab fiqh klasik dan literatur kontemporer untuk mengidentifikasi persamaan dan perbedaan interpretasi keempat mazhab. Hasil penelitian menunjukkan bahwa keragaman pandangan antar mazhab memberikan fleksibilitas dalam pengembangan produk keuangan syariah modern, dengan tetap menjaga prinsip-prinsip fundamental syariah. Mazhab Hanafi dan Hanbali cenderung lebih fleksibel dalam merespons inovasi transaksi, sementara Mazhab Maliki dan Syafi'i lebih menekankan aspek kehati-hatian dan perlindungan konsumen. Penelitian ini berkontribusi pada pengembangan kerangka teoritis yang mengakomodasi keragaman interpretasi fiqh dalam konteks ekonomi modern.
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